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Commercial banks in Nigeria

History Of Top 5 Commercial Banks In Nigeria

Posted on October 27, 2025 By CampusTimesNG No Comments on History Of Top 5 Commercial Banks In Nigeria

Commercial banks in Nigeria have over the years serve as the mainstay for the provision of financial services to Nigerians even though they are under the watch of the Central Bank of Nigeria. General speaking, the role of the commercial banks in Nigeria since establishment can never be overemphasized.

In this article,?CAMPUS TIMES NIGERIA?wishes to unravel the success story of how the 5 top banks in Nigeria as they are known today were established.

Commercial banks in Nigeria

Questions have been asked how the various banks made their ways through limelight, The need to provide answers to this question gave birth to this article and to find them,

Commercial banks in Nigeria got history as they are actually established as a result of the need to participate in commercial banking. In fact, commercial banking started in Nigeria before independence Commercial banking started in Nigeria in 1872

The banks which have today emerge the 5 top banks in Nigeria did not just get there overnight, they started from somewhere, keep reading to find out how each of them started.

History Of Top 5 Commercial Banks In Nigeria

In Nigeria, lots of banks have been strengthened through the influence of the central monetary system ?widely regarded as the Central Bank of Nigeria. In this regard, the CBN has continually formulated banking policies aimed at saving the commercial banks from banking difficulties such as insolvency.

In the event of banking difficulties, the CBN may grant loans to certain banks in order to stabilize their operations and prevent them from likely liquidation.

  1. Zenith Bank
  2. Gtbank
  3. First bank
  4. Access bank
  5. UBA

How Commercial Banks In Nigeria Was Established

 

1. Zenith Bank

  • Ranking: 1st out of 22 Banks
  • African ranking: 6th Best bank in africa
  • World Ranking: 293rd out of world?s first 1000 banks

 

2. Guaranty Trust Bank (GTB)

  • Ranking: 2nd out of 22 Banks
  • African ranking: 13th Best bank in Africa
  • World ranking: 415th out of world?s first 1000 banks

 

3. First Bank of Nigeria

  • Ranking: 3rd out of 22 Banks
  • African Ranking: 10th in Africa
  • World Ranking: 424th biggest bank in the world

4. Access Bank Plc.

  • Ranking: 4th out of 22 Banks
  • World Ranking: 532nd out of the first 1000 banks in the world

5. United Bank for Africa

  • Ranking: 5th out of 22 Banks
  • World Ranking: 539th position in the world

This article contains information on how the 5 top commercial banks in Nigeria were established, The the history of commercial banks in Nigeria dates back to the eighteenth century.

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