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Banks USSD Codes

Top 10 Nigerian Banks USSD Codes And Uses

Posted on October 28, 2025 By CampusTimesNG No Comments on Top 10 Nigerian Banks USSD Codes And Uses

Have you ever wondered what Nigerian Banks USSD codes is all about? well, with this article, you will learn the full meaning of USSD, the USSD codes of the top 10 banks in nigeria, how to register for? USSD of your bank, how to protect your USSD account,?ussd code for money transfer and all you can do with the USSD code.

What is the full Meaning of USSD?

USSD means, Unstructured Supplementary Service Data,

It is otherwise known as short codes, the banks USSD code is used to do so many things from your bank account,?to transfer money with your phone is now easy, with you?Banks USSD code?you can perform this simple task in a more convenient way,

each bank has its own unique code for its customers, to enable the customers still carry out their banks’ transactions even at non banking hours, that includes weekends.

Banks USSD Codes
Banks USSD Codes

The interesting thing about the use of Banks USSD codes is that;

  1. you do not need data to use it,
  2. you do not need a phone that can browse or has internet connection,
  3. no fear of another person using it because it has a password

what qualifies you to use bank’s USSD code;

  1. A bank account
  2. any phone that you can receive calls and text

How do i register to start using bank USSD code?

1 go to your bank

  1. meet the customer service officer, you will be guided on how to register on USSD.

NOTE; you can only use bank USSD with the phone number that is registered in the bank, possibly the one you gave the bank when you opened the account, that is, the one you receive bank alert with.

how to secure your USSD from unauthorized persons

the only way to do this is to keep your password to yourself, you can also change your password anytime once you notice another person has your password.

What can i do with banks USSD codes?

you can perform the following transactions with USSD codes using your phone;

  1. ?Open Bank Account…. as in the case with Zenith Bank
  2. ?Check your Account balance
  3. ?Buy recharge cards
  4. Subscribe for DSTV and others
  5. pay PHCN(NEPA) bills etc.

all you have to do is simply Dial the USSD code of your bank on your mobile phone and follow the onscreen prompt, it is user-friendly.

USSD Codes For Money Transfer For Banks In Nigeria

Find Below different banks USSD codes for money transfer and other services;

  • Guaranty Trust Bank?(GTB)?USSD Code for Money Transfer is?*737#

  • Fidelity Bank?USSD Code for Money Transfer is? *770#

  • First Bank?USSD Code for Money Transfer is *894#

  • Wema Bank USSD Code for Money Transfer is *945#

  • Skye Bank USSD Code for Money Transfer is? *833#

  • Sterling Bank USSD Code for Money Transfer is?*822#

  • Diamond Bank?USSD Code for Money Transfer is?*710#

  • Ecobank USSD Code for Money Transfer is?*326#

  • Zenith Bank USSD Code for Money Transfer is?*966#

  • First City Monument Bank (FCMB) USSD Code for Money Transfer is?*389*214#

  • Unity Bank USSD Code for Money Transfer is? *389*215#

  • UBA USSD Code for Money Transfer is? *919#

  • Union Bank USSD Code for Money Transfer is?*389*032#

  • Heritage Bank USSD Code for Money Transfer is?*322*030#

  • Keystone Bank USSD Code for Money Transfer is?*322*082#

  • Access Bank USSD Code for Money Transfer is? *901#

  • Stanbic IBTC Mobile USSD Code for Money Transfer is? *909#

We trust you find this article very helpful, go on and enjoy your bank unique services with the USSD codes,

do not hesitate to share with friends and loved ones as we also expect your comments, questions and suggestions.

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