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Jaiz Bank

Jaiz Bank, Where You Can Apply For Interest Free Loan

Posted on May 22, 2025 By CampusTimesNG 10 Comments on Jaiz Bank, Where You Can Apply For Interest Free Loan

Little or nothing is known about Jaiz Bank, especially in the southern and Eastern part of Nigeria, i would have you know that when it comes to interest free loan, This means you can take loan from them and they will not ask you to pay interest on the said loan.

The Islamic Bank is the way to go, regardless of religion, socioeconomic or political affiliations, Jaiz bank stands out among equals.

CAMPUSTIMES NIGERIA intends to bring this amazing awareness to you, so you can make use of this scarce opportunity, Read on to discover more about this interest free financial services offered by this 21st century fast growing Bank.

 

What the Bank will be

  • 100% Shari?ah compliant
  • Highly ethical, with best practice corporate governance and sound risk management framework.
  • Proactive and innovative towards customer?s needs
  • Best-practice operations and functional framework
  • Customer-Centric
  • Socially responsible
  • Fair to all Stakeholders
  • Ideal business partner

?

Brief History of Jaiz Bank

is a national bank and a quoted public company owned by over 26,000 shareholders spread over the six geo-political zones of Nigeria. Hassan Usman is the curreent Managing Director/ CEO of Jaiz Bank plc.

Jaiz Bank
Jaiz Bank

Jaiz Bank is moreorless like a subsidiary of former Jaiz International Plc of which it was created from, and also set up in 2003/2004 as a Special Purpose Vehicle (SPV) to establish the first ever full-fledged Non-Interest Bank in Nigeria.

It obtained a Regional Operating Licence to operate as an Interest free Bank from the Central Bank of Nigeria on the 11th of November 2011 and began full operations as the first Non-Interest Bank in Nigeria on the 6th of January, 2012 with 3 branches located in Abuja FCT, Kaduna and Kano.

The Regional Licence allowed the Bank to operate geographically in a third of the country. Also, based on recommendations from Islamic Development Bank (IDB), which is also a shareholder of the bank, Jaiz Bank PLC had partnered with Islamic Bank of Bangladesh (IBBL) for Technical and Management Assistance.

 

The Potential for Interest Free Bank in Nigeria

The business potential for a Interest free Bank in Nigeria is enormous as such an institution has long been awaited by a population of over 93 million Nigerians representing over 50% of the country?s population of about 183 million.

Jaiz Bank?s strategic business focus is mainly on retail banking, having due regard to a report published by KPMG in 2006 which estimated the market for retail banking in Nigeria at US$30 Billion.

The Bank nevertheless offers corporate and commercial banking services in addition to its retail product offering.

The Bank?s retail focus will enable it to service the majority of Nigerians who wish to do away with Riba (Usury) in their daily activities. The Bank is being positioned to be a national bank offering its services to all regardless of religious beliefs.

? ?Jaiz Bank branches in Nigeria

The Official Jaiz bank website is?www.jaizbankplc.com
Customer Care Phone:+234 708 063 5500, +234 708 063 5555
Email:[email protected]

Jaiz Bank Head Office
No. 73 Ralph Shodeinde Street,
Central Business District,
P.M.B. 31, Garki,
Abuja, Nigeria

Jaiz Bank Bannex Branch
Bannex Plaza,
Abuja , Nigeria

Jaiz Bank National Assembly Branch
National Assembly,
White House Basement,
FCT, Abuja, Nigeria

Jaiz Bank Wuse Branch
36, Douala Street,
Erisco Bonpet Plaza,
Zone 5,Wuse,
FCT Abuja, Nigeria

Jaiz Bank NNPC Branch
Ground Floor, Block B Room 16,
NNPC Tower Abuja,
Central Business District,
Abuja, Nigeria

Jaiz Bank Sahad Stores Abuja
Adjacent Moshood Abiola House,
Abubakar Tafawa Balewa Way,
Central Business District,
Abuja, Nigeria

Jaiz Bank Kaduna Branch 1
Farida Ventures Building,
Kano Road,
Kaduna, Nigeria

Jaiz Bank Kaduna Branch 2
11a, Ali Akilu Road,
Kaduna State, Nigeria

Jaiz Bank Samaru Branch
Ahmadu Bello University Road,
Opposite Main Gate,
Samaru, Zaria,
Kaduna State, Nigeria

Jaiz Bank Bauchi Main Branch
Mohammed Kirfi Road,
Off Ahmadu Bello Way,
Bauchi State, Nigeria

Jaiz Bank Bauchi Branch
Abubakar Tafawa Balewa University,
Bauchi State, Nigeria

Jaiz Bank Ilorin Branch
No.11 Unity Road, (Beside Kasmag Transport)
Unity Road, Ilorin,
Kwara State, Nigeria

Jaiz Bank Kano Branch 1
Office No. 55a, Tafawa Balewa Road,
Off Murtala Mohd Way,
Kano State, Nigeria

Jaiz Bank Kano Branch 2
13, Bello Road,
Kano State, Nigeria

Jaiz Bank Zoo Road Branch
Shop No. G5, Ado Bayero Mall,
Trade Fair Complex,
Zoo Road,
Kano State, Nigeria

Jaiz Bank Kabuga Branch
Kabuga Shopping Complex,
B.U.K / Gwarzo Road,
Kano State, Nigeria

Jaiz Bank Gusau Branch
21, Canteen Road,
Opposite CBN Gusau,
Zamfara State, Nigeria

Jaiz Bank Ibadan Branch
No.3, Fajuyi Road,
Dugbe, Ibadan,
Oyo State, Nigeria

Jaiz Bank Katsina Branch
No. 109, IBB Way,
Kofar, Kaura,
Katsina State, Nigeria

Jaiz Bank Gombe Branch Office
8, New Market Road,
Commercial Area,
Gombe State, Nigeria

Jaiz Bank Port Harcourt Branch
186 Abba Road,
Port Harcourt (Opposite Water Line),
Rivers State, Nigeria

Jaiz Bank Sokoto Branch
No 5, Ahmadu Bello Way,
Former Finbank Building,
Sokoto State, Nigeria

Jaiz Bank Lagos Branch
119, Awolowo Way (Allen Round About)
Ikeja,
Lagos ,Nigeria

Jaiz Bank Yola Branch
Muhammed Mustapha Way,
Opposite Modern Market, Jimeta,
Yola, Nigeria

Maiduguri Branch Office
18, Shehu Laminu Way,
Opposite State Specialist Hospital,
Maiduguri State, Nigeria

 

 

Account Opening Requirement With Jaiz Bank
Individual Account Opening Requirements

  1. One passport photograph of each signatory with full face forward, indicating your
    full names duly signed by you at the back.

  2. Identification document for each signatory e.g. International Passport, National
    ID Card, National Drivers License e.t.c. the originals will be required for sighting.

  3. Copy of utility bill issued within the last three months. Originals will be required
    for sighting.

  4. Two reference forms duly completed by an individual or corporate body
    maintaining a current account with a bank in Nigeria. (Applicable to current
    account only)

 

Requirements for getting financial help at Jaiz Bank

If you desire a loan or any financial aid from Jaiz Bank, you will be required to satisfy the following conditions;

NOTE: Jaiz Bank Plc does not give a loan to Nigerians even if they are clients of this financial organization. Instead, this bank can finance your needs (purchase what you ask for and sell it to you via installments) if you meet these requirements:

You are a bank client

You have a corporate account in Jaiz Bank

Or you have a salary account in this bank

Your account is at least 3-6 months old

you now know some key information about Jaiz Bank and can now consider approaching them for an interest free loan, do share this with friends and loved ones.

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Comments (10) on “Jaiz Bank, Where You Can Apply For Interest Free Loan”

  1. Mumuni Fatai Aremu says:
    May 30, 2020 at 6:06 pm

    I have interest in opening an account with your bank insha Allah

    Reply
  2. Abubakar Umaru Bashayi says:
    July 21, 2020 at 6:00 am

    I joined your website to applied for the register loans on going now for only one million naira only to Improve my business.

    Reply
  3. Temitope Soyege says:
    September 9, 2020 at 9:03 am

    Please i dont have an account with your bank. i am a salary earner and i need a loan of 3.5million.
    Thanks and God Bless

    Reply
    1. CampusTimesNG says:
      September 10, 2020 at 9:49 am

      Hi Temitope. Please visit JAIZ Bank branch closest to you where you can file your loan request.

      Reply
  4. Adewole Ademola James says:
    September 19, 2020 at 2:55 pm

    I want to open account in your bank, enlight me more.

    Reply
    1. CampusTimesNG says:
      September 20, 2020 at 1:25 pm

      Hi Adewole, all you need to do is visit a branch of Jaiz bank in your state to open an account.

      Reply
  5. saidu idris shehu says:
    November 14, 2020 at 7:51 am

    I want have a current account in this bank but I already have saving account therefore what to do

    Reply
    1. CampusTimesNG says:
      December 23, 2020 at 8:58 am

      Please Saidu, you can just visit the bank to open a Current Account.

      Reply
  6. Hussaini Auwal says:
    November 26, 2020 at 3:34 pm

    Hi!
    I am client of this bank, what should be my collateral to borrow money for Msc studies?

    Reply
    1. CampusTimesNG says:
      December 23, 2020 at 8:30 am

      Approach the bank to discuss your options for collateral.

      Reply

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